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How to Send Money to the Philippines?

Pinoys Abroad Thread, How to Send Money to the Philippines? in Working or Living Abroad; No matter where you are. There are plenty of ways to remit money to the Philippines. There is no simple ...
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Old 06-16-2011, 03:04 PM
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Thumbs up How to Send Money to the Philippines?

No matter where you are. There are plenty of ways to remit money to the Philippines.

There is no simple answer to say what's the best or cheapest way. It depends on where you are, how much you are sending, how soon you want the recipient to get the money, and in what currency(Pesos or Foreign currencies) you want the recipient to receive.

Most common ways:

Western Union

Money Transfer | Western Union

You can choose to send money online, over phone or you go to Western Union agent location in person.

You can send money to the recipient directly, or send to a certain bank account. You can choose 'Money in minutes' which would allow recipient to receive money almost instantly, or use a slower option with lower transaction fee.


It's the direct competitor of Western Union. With fewer locations for sending and receiving money but the transaction fees can be lower than Western Union.



An internet-based company where you send money online, and it is either deposited in a bank overseas where the recipient can withdraw it, or a courier delivers it, in cash, to the recipient's home. Focus is on remittances to Asia. According to the company's literature, "Remithome (Welcome to remithome) is a convenient, affordable and secure online remittance company that provides money transfer services to Asian immigrants and others from the United States to Asia. Accessible from any Internet connection, remithome offers consumers the highest value for a low flat fee. Remithome believes in creating long-term relationships with its customers, is rooted in Asian culture and is dedicated to serving the Asian community."

Pros: More affordable than wire services like Western Union and MoneyGram, and convenient for the sender.

Cons: Slower than wiring money, though for a few extra dollars you can get expedited service. Relatively new and untested company. Feedback at the ASAWA forum, however, has been generally positive.


Cash Pickup 9,101 Branches Pick up money in minutes at Banco de Oro (BDO), Bank of the Philippine Islands (BPI), Cebuana Lhuillier, Globe GCASH REMIT including Globe Telecom centers, MLhuillier, Philippine National Bank (PNB), SM Malls, SaveMore Supermarkets,Tambunting,Villarica, and rural banks. Cash Pickup is generally available in minutes at most locations. Many Cebuana Lhuillier and MLhuillier locations are also open 24 hours a day, 7 days a week. Bank Deposit View Banks Fast deposits to any bank account in the Philippines. Deposits in minutes to Philippine National Bank (PNB) and Banco de Oro (BDO). and deposits in just a few hours to Metrobank, and Bank of the Philippine Islands (BPI). Door-to-Door Delivery Rush Delivery in 6 hours or less to Metro Manila at no extra cost! Fast delivery within 1 to 2 days to most other provinces.
http://www.atmcash.comReceive Money at Virtually any ATM in the Philippines

  • Send money online 24/7 at your convenience
  • Cash available at over 1.5 million ATMs in 150 countries
  • Low fees - send $1,000 for as low as $5
  • Add money in less than 30 seconds

Door to Door Delivery: Cash delivered right at the doorstep of the recipient within 24 hours.

Deposit to Bank Account: Deposit-to-account is available to accounts held at major banks in the Philippines.

Pick Up Service: Recipients can claim their remittances throughout WDS or Mlhullier payment centers

Telegraphic Transfer: This transaction takes 3-5 business days.

Strangely, when I tried to send money through their website, it displays the following message:

This will exceed your maximum sending limit of $300.00 for this 90 day period. The maximum amount you can send in this transaction is $300.00. Please adjust the amount or contact support for additional options.

Wells Fargo Bank

Unknown to many OFWs in the United States, Wells Fargo Bank offers a very good option to almost instant money transfer to the Philippines. Their option is especially suitable for small amount money transfer to the Philippines as the transaction fee is only $3.5, although the exchange rate is worse than the rate you can get from a Money Changer in the Philippines.

The transfer can be done either online or at branch offices.

People in the Philippines can receive the money either through a bank account or in person (like the way of Western Union).

The best option to send small amount money to the Philippines from the United States.

There are certainly other options but above options seem most popular and most economical.
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Old 04-13-2012, 12:25 PM

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Default Re: How to Send Money to the Philippines?

You are right there are a lot more ways to send our remittances in the Philippines as such various remit express company delivers end to end service to secure and assure that money we sent comes to its desired destination.
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Old 08-24-2012, 12:19 PM

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Exclamation Re: How to Send Money to the Philippines?

I believe that there are trustworthy banks in the country who deliver their objectives truthfully. Although, I have a question: How are these protected when undergoing transaction? And are there additional fees? My uncle who's from Dubai has purchased a unit in Zinnia Towers, and he's quite diffident where and to whom he'll be giving the residual balance.
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Old 07-15-2013, 09:55 AM
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Default Re: How to Send Money to the Philippines?

For Pinoys working in Australia. They can send back money to the Philippines by using IRemit to the Philippines. They have the cheapest service fee of $4 per send. Bank to bank transactions only. 1 to 2 days clearing, money is safe and assured that it will be receive by your loved ones back home.

Visit the website iremit.com.au | Money Transfer and Remittance Service to the Philippines for more details.
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Old 10-16-2013, 11:10 PM
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Default Re: How to Send Money to the Philippines?

Hello Peter, I came across a website that could provide another alternative in
sending money to the Philippines. I found the website of Qwarta Padala and suggested it to my uncle in Australia who sends money for my grand mother's hospitalization bills and according to him it was very easy and convenient since he can do it online unlike when he was using Western Union for he needed to get of his house and go to the nearest Western Union branch to send the money. The service fee was fixed at P200.00 only when he sent P 40,000.00 to us and they provide a very good exchange rate. I received the money thru my bank account but we can also claim the money to any M. Lhuilier branch if the recipient does not have any existing bank account. You can visit their website to learn more about so you can also share it to some of your readers
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Old 10-26-2013, 05:15 AM
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Default Re: How to Send Money to the Philippines?

The cheapest way to send money to the Philippines is thru Sigue Corp. They offer just $6 up to $500. You can pick up the money in all BDO, Metrobank, Security Bank and lots more...

Sigue | Money Transfers

Good Luck and happy sending!!
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Old 04-27-2016, 11:15 AM
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Default Re: How to Send Money to the Philippines?

There are many ways to save your money maybe you should find the way most suitable for you and try to adapted to its rules.

Try to make a hot lady seducing.
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